Blog
What Disclosures Are Used For Loans Not Covered By TRID?
http://videotap.wistia.com/medias/5x4wb1quzn?embedType=async&videoFoam=true&videoWidth=640 Creditors must continue to use the Good Faith Estimate, Truth-In-Lending Disclosure and the HUD-1 form for reverse mortgages, HELOCs, mobile home or other non-attached...
What Kinds Of Loans Do TRID Disclosures Cover?
http://videotap.wistia.com/medias/572mblmgk4?embedType=async&videoFoam=true&videoWidth=640 TRID rules apply to MOST consumer credit transactions secured by real property. These include mortgages, refinancing, construction-only loans closed-end home-equity...
What Do Lenders Have To Tell You About Your Real Estate Loan?
http://videotap.wistia.com/medias/nl6bp4n1qk?embedType=async&videoFoam=true&videoWidth=640 Federal “disclosure” forms define the information that creditor businesses MUST provide to consumers applying for real estate loans. As of Oct 1, 2015...
What Is Equity?
http://videotap.wistia.com/medias/qkytniodgk?embedType=async&videoFoam=true&videoWidth=640 Equity is the value YOU own in property such as a house. It’s the difference between what’s OWED and what the property is WORTH in the current...
What Are Real Estate Commissions?
http://videotap.wistia.com/medias/e0b8dwfix1?embedType=async&videoFoam=true&videoWidth=640 Like the video says - real estate agents aren’t paid by the hour!They’re paid a percentage of the purchase price in a successful real estate...
What Is “Prime”?
http://videotap.wistia.com/medias/3sydcyaonl?embedType=async&videoFoam=true&videoWidth=640 The Prime Lending Rate - sometimes just called “Prime” - is the interest rate that banks charge each other for overnight loans. Some consumer...
Closing Costs Explained Visually
http://videotap.wistia.com/medias/9ocnzris1l?embedType=async&videoFoam=true&videoWidth=640 Purchasing a home is exciting. Once escrow begins, the excitement can change to frustration, particularly if you are not ready for...
Title Insurance Explained Visually
http://videotap.wistia.com/medias/68qmmuovwe?embedType=async&videoFoam=true&videoWidth=640 What is title insurance and why should any buyer get it when purchasing a home (single family, townhouse, condo, apartment, or whatever format...
How Should I Prepare For Internet Showing?
http://videotap.wistia.com/medias/hxqqtx1mmy?embedType=async&videoFoam=true&videoWidth=640 Today, your first “showing” will be on the Internet - you're watching this on the Internet, right? Your price, listing description and...
How Should I Prepare The Outside For An Open House?
http://videotap.wistia.com/medias/cd7epyjmx4?embedType=async&videoFoam=true&videoWidth=640 Professional “staging” may include the exterior, but if you’re doing it all yourself, try the five things outlined in this video. 1 - Landscape...